Terms & Conditions
Last updated: June 30, 2026
1. Acceptance of Terms
By accessing and using the SARAA Financial Services website (saraain.com), you agree to comply with and be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our website.
2. Nature of Services
SARAA Financial Services operates as an insurance intermediary and financial advisory firm. We are not an insurance company, bank, or asset management company. Our role is to:
- Compare and recommend insurance policies from multiple insurers
- Facilitate loan applications through partner banks and NBFCs
- Provide investment advisory and mutual fund distribution services
- Assist with claims processing and policy servicing
All insurance policies are underwritten by the respective insurance companies. All loans are disbursed by the respective lending institutions. SARAA acts as an intermediary/advisor only.
3. No Guarantee of Results
While we strive to provide the best advice and service:
- Insurance claim approvals are subject to the insurer's terms and conditions
- Loan approvals are subject to the lending institution's eligibility criteria
- Investment returns are subject to market risks and are not guaranteed
- Past performance does not guarantee future results
4. Accuracy of Information
We make every effort to ensure the information on our website is accurate and up-to-date. However, financial products, interest rates, premiums, and terms change frequently. We recommend verifying all details with the respective financial institution before making a decision.
5. User Responsibilities
When using our website and services, you agree to:
- Provide accurate and complete personal information
- Not submit fraudulent or misleading information
- Not misuse the website for any unlawful purpose
- Not attempt to gain unauthorized access to our systems
6. Communication Consent
By submitting a form on our website, you consent to being contacted by our advisors via phone, WhatsApp, email, or SMS regarding your enquiry. You may opt out of further communication at any time by contacting us at info@saraain.com.
7. Intellectual Property
All content on this website, including text, graphics, logos, and design, is the property of SARAA Financial Services and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.
8. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of any third-party sites. Visiting such links is at your own risk.
9. Limitation of Liability
To the fullest extent permitted by law, SARAA Financial Services shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our website or services. This includes, but is not limited to, financial losses resulting from investment decisions, denied claims, or rejected loan applications.
10. Indemnification
You agree to indemnify and hold SARAA Financial Services harmless from any claims, losses, or damages arising from your violation of these Terms or misuse of our services.
11. Governing Law
These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in New Delhi, India.
12. Changes to Terms
We reserve the right to update these Terms at any time. Changes will be posted on this page with an updated "Last updated" date. Continued use of our website constitutes acceptance of the revised terms.
13. Contact Us
For questions about these Terms, contact us at:
- Email: info@saraain.com
- Phone: +91 88261 28811