/* ============================================
   SARAA Financial Services — Home (Editorial)
   ============================================ */

/* --- Hero Services Grid (Image Cards) --- */
.hero-services-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 0.75rem;
  margin-bottom: 1.5rem;
}

.hero-service-card {
  position: relative;
  border-radius: 12px;
  height: 110px;
  background-size: cover;
  background-position: center;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  padding: 0.75rem;
  text-decoration: none;
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
}

.hero-service-card .card-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(to top, rgba(0,0,0,0.8) 0%, rgba(0,0,0,0.3) 50%, rgba(0,0,0,0.1) 100%);
  z-index: 1;
  transition: var(--transition);
}

.hero-service-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 8px 25px rgba(201, 168, 76, 0.25);
}

.hero-service-card:hover .card-overlay {
  background: linear-gradient(to top, rgba(12,26,48,0.85) 0%, rgba(12,26,48,0.3) 50%, rgba(0,0,0,0.05) 100%);
}

.hero-service-card .card-title {
  position: relative;
  z-index: 2;
  color: #fff;
  font-family: var(--font-sans);
  font-weight: 600;
  font-size: 0.85rem;
  line-height: 1.25;
}

.hero-service-card .card-icon {
  position: absolute;
  top: 8px;
  right: 8px;
  z-index: 2;
  color: var(--primary);
  background: var(--accent);
  width: 24px;
  height: 24px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.6rem;
  opacity: 0;
  transform: translateX(-10px);
  transition: var(--transition);
}

.hero-service-card:hover .card-icon {
  opacity: 1;
  transform: translateX(0);
}

/* --- Hero Section --- */
.hero {
  position: relative;
  padding: 100px 0 60px;
  background-image: url('../images/hero-bg.jpg');
  background-size: cover;
  background-position: center;
  color: var(--bg-white);
  display: flex;
  align-items: center;
}

.hero::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: linear-gradient(90deg, rgba(12, 26, 48, 0.85) 0%, rgba(12, 26, 48, 0.6) 100%);
}

.hero-container {
  position: relative;
  z-index: 10;
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 4rem;
  align-items: center;
}

.hero-badge {
  display: inline-block;
  font-family: var(--font-sans);
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.15em;
  color: var(--accent);
  border: 1px solid var(--accent);
  padding: 0.5rem 1rem;
  margin-bottom: 2rem;
}

.hero-title {
  color: var(--bg-white);
  margin-bottom: 1.5rem;
}

.hero-title .font-italic {
  color: var(--accent);
}

.hero-desc {
  font-size: 1.1rem;
  color: rgba(255, 255, 255, 0.9);
  max-width: 600px;
  margin-bottom: 2.5rem;
}

.hero-actions {
  display: flex;
  gap: 1rem;
  margin-bottom: 4rem;
}

.hero-stats {
  display: flex;
  gap: 3rem;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding-top: 2rem;
}

.hero-stat-item h3 {
  color: var(--accent);
  margin-bottom: 0.25rem;
  font-family: var(--font-serif);
}

.hero-stat-item p {
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: rgba(255, 255, 255, 0.7);
}

/* Quote Card (in Hero) */
.quote-card {
  background-color: var(--bg-white);
  padding: 3rem;
  color: var(--text-dark);
  border-radius: 4px;
  box-shadow: var(--shadow-lg);
}

.quote-card .section-subtitle {
  margin-bottom: 1rem;
}

.quote-card h3 {
  font-size: 2rem;
  margin-bottom: 1rem;
}

.quote-card h3 .font-italic {
  color: var(--accent);
}

.quote-card > p {
  color: var(--text-body);
  font-size: 0.95rem;
  margin-bottom: 2rem;
}

.quote-features {
  margin-bottom: 2.5rem;
}

.quote-features li {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  margin-bottom: 1rem;
  font-size: 0.95rem;
}

.quote-features i {
  color: var(--accent);
  margin-top: 4px;
}

.quote-card .btn {
  width: 100%;
  margin-bottom: 1rem;
}

.quote-call {
  text-align: center;
  font-size: 0.85rem;
  color: var(--text-muted);
}

/* --- Ecosystem / Services Section --- */
.ecosystem-section {
  background-color: var(--bg-white);
}

.ecosystem-header {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  margin-bottom: 4rem;
}

.ecosystem-title {
  max-width: 600px;
  margin-bottom: 0;
}

.ecosystem-desc {
  max-width: 400px;
  text-align: right;
  color: var(--text-body);
}

.ecosystem-grid {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 2rem;
}

.ecosystem-main-card {
  background-color: var(--primary);
  color: var(--bg-white);
  padding: 3rem;
  display: flex;
  flex-direction: column;
  grid-row: span 2;
}

.ecosystem-main-card i {
  font-size: 2rem;
  color: var(--accent);
  margin-bottom: 2rem;
}

.ecosystem-main-card h3 {
  color: var(--bg-white);
  margin-bottom: 1rem;
}

.ecosystem-main-card p {
  color: rgba(255, 255, 255, 0.8);
  margin-bottom: 2rem;
}

.ecosystem-list {
  list-style: none;
  margin-bottom: auto;
}

.ecosystem-list li {
  padding: 0.5rem 0;
  font-size: 0.95rem;
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.ecosystem-list i {
  font-size: 0.75rem;
  margin-bottom: 0;
}

.ecosystem-card {
  background-color: var(--bg-white);
  border: 1px solid var(--border-light);
  padding: 2.5rem;
  display: flex;
  flex-direction: column;
  transition: var(--transition);
}

.ecosystem-card:hover {
  border-color: var(--accent);
  box-shadow: var(--shadow-md);
}

.ecosystem-card i {
  font-size: 1.5rem;
  color: var(--text-dark);
  margin-bottom: 1.5rem;
}

.ecosystem-card h3 {
  margin-bottom: 0.75rem;
}

.ecosystem-card p {
  color: var(--text-body);
  font-size: 0.95rem;
  margin-bottom: 2rem;
  flex-grow: 1;
}

.ecosystem-card .link-arrow {
  margin-top: auto;
}

/* --- Why SARAA Section --- */
.why-section {
  background-color: var(--bg-offwhite);
  padding: 6rem 0;
}

.why-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}

.why-image-wrapper {
  position: relative;
}

.why-image-wrapper img {
  border-radius: 4px;
}

.why-badge {
  position: absolute;
  bottom: -2rem;
  right: -2rem;
  background-color: var(--accent);
  color: var(--bg-white);
  padding: 2rem;
  width: 250px;
}

.why-badge h3 {
  font-size: 3rem;
  color: var(--bg-white);
  margin-bottom: 0.5rem;
}

.why-badge p {
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  line-height: 1.4;
}

.why-features {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  margin-top: 3rem;
}

.why-feature i {
  font-size: 1.5rem;
  color: var(--accent);
  margin-bottom: 1rem;
  display: block;
}

.why-feature h4 {
  margin-bottom: 0.75rem;
}

.why-feature p {
  font-size: 0.9rem;
}

/* --- Claims Section --- */
.claims-section {
  background-color: var(--bg-white);
  padding: 6rem 0;
}

.claims-header {
  margin-bottom: 4rem;
}

.claims-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 2rem;
}

.claim-step {
  border: 1px solid var(--border-light);
  padding: 2.5rem;
  position: relative;
  background: var(--bg-white);
}

.claim-number {
  font-family: var(--font-serif);
  font-size: 2.5rem;
  color: var(--accent);
  margin-bottom: 1rem;
}

.claim-step h4 {
  margin-bottom: 1rem;
}

.claim-step p {
  font-size: 0.9rem;
  color: var(--text-body);
}

.claims-action {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-top: 3rem;
}

.btn-whatsapp {
  background-color: var(--success);
  color: white;
}

.btn-whatsapp:hover {
  background-color: #16a34a;
}

/* --- Investments Banner --- */
.investments-banner {
  background-color: #5B6B7A; /* Muted slate from reference */
  background-image: linear-gradient(rgba(91, 107, 122, 0.9), rgba(91, 107, 122, 0.9)), url('../images/cta-bg.jpg');
  background-size: cover;
  background-position: center;
  padding: 8rem 0;
  color: var(--bg-white);
}

.investments-container {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}

.investments-content h2 {
  color: var(--bg-white);
  margin-bottom: 1.5rem;
}

.investments-content p {
  font-size: 1.1rem;
  color: rgba(255, 255, 255, 0.9);
}

.investments-actions {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

/* --- Resources/Blog Section --- */
.resources-section {
  padding: 6rem 0;
}

.resources-header {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  margin-bottom: 3rem;
}

.blog-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.blog-card {
  border: 1px solid var(--border-light);
  overflow: hidden;
}

.blog-img {
  width: 100%;
  height: 240px;
  object-fit: cover;
}

.blog-content {
  padding: 2rem;
}

.blog-category {
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--accent);
  margin-bottom: 0.75rem;
  display: block;
}

.blog-content h4 {
  margin-bottom: 1rem;
}

.blog-excerpt {
  font-size: 0.9rem;
  color: var(--text-body);
  line-height: 1.7;
  margin-bottom: 1.5rem;
}

/* --- Responsive Adjustments --- */
@media (max-width: 1024px) {
  .hero-container, .ecosystem-grid, .why-grid, .investments-container {
    grid-template-columns: 1fr;
  }
  .hero-services-grid {
    grid-template-columns: repeat(3, 1fr);
  }
  .hero-stats {
    flex-wrap: wrap;
  }
  .quote-card {
    margin-top: 2rem;
  }
  .ecosystem-main-card {
    grid-row: auto;
  }
  .claims-grid {
    grid-template-columns: 1fr 1fr;
  }
  .why-badge {
    bottom: 0;
    right: 0;
  }
}

@media (max-width: 768px) {
  .hero-title {
    font-size: 2.5rem;
  }
  .ecosystem-header {
    flex-direction: column;
    align-items: flex-start;
    gap: 1rem;
  }
  .ecosystem-desc {
    text-align: left;
  }
  .why-features {
    grid-template-columns: 1fr;
  }
  .claims-grid {
    grid-template-columns: 1fr;
  }
  .blog-grid {
    grid-template-columns: 1fr;
  }
  .claims-action {
    flex-direction: column;
    align-items: stretch;
  }
  .stats-grid {
    grid-template-columns: 1fr 1fr;
  }
  .contact-grid, .contact-layout {
    grid-template-columns: 1fr;
  }
}

/* --- Restored Sections (Merge) --- */

/* Stats Section */
.stats-section {
  background-color: var(--bg-offwhite);
  padding: 5rem 0;
  border-top: 1px solid var(--border-light);
  border-bottom: 1px solid var(--border-light);
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 2rem;
  text-align: center;
}

.stat-item h3 {
  font-family: var(--font-serif);
  font-size: 3rem;
  color: var(--primary);
  margin-bottom: 0.5rem;
}

.stat-item p {
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--text-muted);
}

/* Testimonials Section */
.testimonials-section {
  padding: 6rem 0;
  background-color: var(--bg-white);
}

.testimonial-card {
  border: 1px solid var(--border-light);
  padding: 3rem;
  background-color: var(--bg-white);
  height: 100%;
  display: flex;
  flex-direction: column;
}

.testimonial-text {
  font-family: var(--font-serif);
  font-size: 1.1rem;
  font-style: italic;
  color: var(--text-dark);
  margin-bottom: 2rem;
  flex-grow: 1;
}

.testimonial-author {
  display: flex;
  align-items: center;
  gap: 1rem;
}

.author-avatar {
  width: 50px;
  height: 50px;
  border-radius: 50%;
  background-color: var(--bg-offwhite);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--accent);
  font-weight: bold;
}

.author-info h4 {
  margin-bottom: 0.2rem;
}

.author-info p {
  font-size: 0.85rem;
  color: var(--text-muted);
}

.swiper-pagination {
  position: relative;
  margin-top: 3rem;
}

.swiper-pagination-bullet {
  background-color: var(--text-muted);
}

.swiper-pagination-bullet-active {
  background-color: var(--primary);
}

/* Contact Section (Full) */
.contact-section {
  padding: 6rem 0;
  background-color: var(--bg-offwhite);
}

.contact-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.contact-card {
  background-color: var(--bg-white);
  border: 1px solid var(--border-light);
  padding: 2.5rem;
  text-align: center;
}

.contact-card i {
  font-size: 2rem;
  color: var(--accent);
  margin-bottom: 1.5rem;
}

.contact-card h3 {
  margin-bottom: 1rem;
}

.contact-card p, .contact-card a {
  color: var(--text-body);
}

/* Contact Layout (2 column: info + form) */
.contact-layout {
  display: grid;
  grid-template-columns: 1fr 1.5fr;
  gap: 3rem;
  align-items: start;
}

.contact-info-side {
  display: flex;
  flex-direction: column;
  gap: 2rem;
}

.contact-form-wrapper .quote-card {
  box-shadow: var(--shadow-lg);
}

/* Exit Popup */
.exit-modal {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: rgba(12, 26, 48, 0.8);
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 2000;
  opacity: 0;
  visibility: hidden;
  transition: var(--transition);
}

.exit-modal.active {
  opacity: 1;
  visibility: visible;
}

.exit-content {
  background: var(--bg-white);
  padding: 4rem;
  max-width: 500px;
  width: 90%;
  text-align: center;
  position: relative;
  transform: translateY(20px);
  transition: var(--transition);
}

.exit-modal.active .exit-content {
  transform: translateY(0);
}

.exit-close {
  position: absolute;
  top: 1rem;
  right: 1rem;
  background: none;
  border: none;
  font-size: 1.5rem;
  color: var(--text-muted);
  cursor: pointer;
}

.exit-content h3 {
  font-size: 2.5rem;
  color: var(--primary);
  margin-bottom: 1rem;
}

.exit-content p {
  margin-bottom: 2rem;
}

/* Service Tabs Section (Restored & Updated to Vertical) */
.services-tabs-section {
  padding: 6rem 0;
  background-color: var(--bg-white);
  border-top: 1px solid var(--border-light);
}

.services-layout {
  display: grid;
  grid-template-columns: 300px 1fr;
  gap: 4rem;
  align-items: start;
  margin-top: 3rem;
}

.services-sidebar {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.tab-btn {
  display: flex;
  align-items: center;
  gap: 1rem;
  padding: 1.25rem 1.5rem;
  font-family: var(--font-sans);
  font-size: 1.1rem;
  font-weight: 500;
  text-align: left;
  color: var(--text-dark);
  background: var(--bg-offwhite);
  border: 1px solid var(--border-light);
  border-radius: 4px;
  cursor: pointer;
  transition: var(--transition);
}

.tab-btn i {
  font-size: 1.5rem;
  color: var(--accent);
  transition: var(--transition);
  width: 30px;
  text-align: center;
}

.tab-btn.active, .tab-btn:hover {
  background-color: var(--primary);
  color: var(--bg-white);
  border-color: var(--primary);
}

.tab-btn.active i, .tab-btn:hover i {
  color: var(--bg-white);
}

.tab-content {
  display: none;
  animation: fadeIn 0.4s ease-out;
}

.tab-content.active {
  display: block;
}

@keyframes fadeIn {
  from { opacity: 0; transform: translateY(10px); }
  to { opacity: 1; transform: translateY(0); }
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.service-card {
  background-color: var(--bg-white);
  border: 1px solid var(--border-light);
  padding: 2.5rem;
  transition: var(--transition);
  display: flex;
  flex-direction: column;
}

.service-card:hover {
  border-color: var(--accent);
  box-shadow: var(--shadow-md);
  transform: translateY(-5px);
}

.service-icon {
  width: 60px;
  height: 60px;
  background-color: var(--bg-offwhite);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.5rem;
  color: var(--primary);
  font-size: 1.5rem;
  transition: var(--transition);
}

.service-card:hover .service-icon {
  background-color: var(--primary);
  color: var(--bg-white);
}

.service-card h4 {
  margin-bottom: 1rem;
}

.service-card p {
  color: var(--text-body);
  font-size: 0.95rem;
  margin-bottom: 1.5rem;
  flex-grow: 1;
}

@media (max-width: 1024px) {
  .services-layout {
    grid-template-columns: 1fr;
    gap: 2rem;
  }
  .services-sidebar {
    flex-direction: row;
    overflow-x: auto;
    padding-bottom: 1rem;
  }
  .tab-btn {
    flex: 1;
    min-width: 250px;
  }
  .services-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

@media (max-width: 768px) {
  .services-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 480px) {
  .hero-services-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .hero-services-grid .hero-service-card:last-child {
    grid-column: span 2;
  }
  .hero-service-card {
    height: 90px;
  }
  .hero-title {
    font-size: 2rem;
  }
  .quote-card {
    padding: 1.5rem !important;
  }
  .exit-content {
    padding: 2rem;
  }
  .exit-content h3 {
    font-size: 1.75rem;
  }
  .why-badge {
    width: 180px;
    padding: 1.5rem;
  }
  .why-badge h3 {
    font-size: 2rem;
  }
}


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 . c a l c - r e s u l t - i t e m   { 
     d i s p l a y :   f l e x ; 
     j u s t i f y - c o n t e n t :   s p a c e - b e t w e e n ; 
     a l i g n - i t e m s :   c e n t e r ; 
     b o r d e r - b o t t o m :   1 p x   s o l i d   r g b a ( 0 , 0 , 0 , 0 . 0 5 ) ; 
     p a d d i n g - b o t t o m :   0 . 5 r e m ; 
 } 
 . c a l c - r e s u l t - i t e m : l a s t - c h i l d   { 
     b o r d e r - b o t t o m :   n o n e ; 
     p a d d i n g - b o t t o m :   0 ; 
 } 
 . c a l c - l a b e l   { 
     c o l o r :   v a r ( - - t e x t - b o d y ) ; 
     f o n t - s i z e :   0 . 9 r e m ; 
 } 
 . c a l c - v a l u e   { 
     f o n t - w e i g h t :   7 0 0 ; 
     c o l o r :   v a r ( - - t e x t - d a r k ) ; 
     f o n t - s i z e :   1 . 1 r e m ; 
 } 
 . c a l c - v a l u e . h i g h l i g h t   { 
     c o l o r :   v a r ( - - p r i m a r y ) ; 
     f o n t - s i z e :   1 . 2 5 r e m ; 
 } 
  
 